How long does it take for credit card latenesses to fall off one’s credit...
I’ve heard that “baddies” stay on a credit report for 7yrs from the date of first delinquency. In 2002, I had a Visa lateness recorded on my credit report. Next to the lateness, it said “due to stay on...
View ArticleHow does reduced credit limit affect ones credit score?
We pay off our credit card balance off in full every month. They just reduced our credit line by half – ‘for non-usage’. I know that this affects the credit score negatively. What can one do in this...
View ArticleMany firms offer ways to improve credit scores. How can I find out which ones...
I really want to improve my credit score from being fair to good.
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